Private Client Life Insurance & Estate Planning

Advanced Life Insurance Strategies for Business Owners, Professionals & Affluent Canadian Families

Life Protection Canada provides personalized high-value life insurance solutions for business owners, professionals, high-net-worth individuals and affluent Canadian families. We help clients evaluate life insurance strategies for estate planning, wealth preservation, corporate planning and efficient wealth transfer.

Whether you are considering $1 million, $2 million, $5 million or more of life insurance coverage, we can help you compare solutions from leading Canadian life insurance companies and determine an appropriate strategy based on your estate planning, wealth transfer, business or family protection objectives.

Private Client Solutions

✓ High-Value Life Insurance
✓ Million-Dollar Life Insurance Solutions
✓ Participating Whole Life Insurance
✓ Estate Preservation & Wealth Transfer
✓ Corporate-Owned Life Insurance
✓ Tax-Efficient Estate Planning Strategies
✓ Business Succession Planning
✓ Key Person & Shareholder Protection
✓ Existing Policy Reviews

Life Insurance for Business Owners & Corporations

Life insurance can play an important role in protecting and preserving the value of a privately owned business. We help business owners and incorporated professionals evaluate corporate-owned life insurance for estate planning, business succession, key person protection, shareholder planning and wealth transfer. Depending on the structure and circumstances, life insurance proceeds may also create opportunities to distribute funds from a private corporation through the Capital Dividend Account (CDA), subject to applicable tax rules.

$1 Million+ Life Insurance Coverage

For clients requiring substantial life insurance coverage, we can help compare $1 million, $2 million, $5 million and larger life insurance solutions from leading Canadian insurers. Coverage can be structured to address estate liquidity, wealth transfer, business obligations, family protection and other long-term planning needs. The appropriate type and amount of coverage will depend on your objectives, financial circumstances and underwriting eligibility.

Who We Work With

• Business owners
• Incorporated professionals
• Physicians and dentists
• Lawyers and executives
• High-net-worth individuals and families
• Individuals and families seeking $1 million, $2 million, $5 million or more of life insurance coverage

Why Work With Life Protection Canada?

✓ Independent life insurance advice
✓ Access to leading Canadian life insurance companies
✓ Solutions for high-value and complex insurance needs
✓ Experience with business owners, professionals and families
✓ Personalized policy comparisons and recommendations
✓ Confidential, no-obligation consultations

Why Life Insurance Is Used in Estate Planning

Permanent life insurance can provide liquidity at death to help address estate taxes, capital gains tax liabilities, business succession needs and other estate obligations while providing a tax-free death benefit to designated beneficiaries, subject to policy terms. For business owners and affluent Canadian families, life insurance can also be used as part of an estate preservation and wealth transfer strategy.

Request a Confidential Consultation

Speak with a licensed Canadian life insurance advisor about high-value life insurance, estate planning, corporate-owned life insurance and wealth transfer strategies. We’ll help you compare available solutions based on your coverage needs and planning objectives. Consultations are confidential and there is no obligation.