Health Insurance Coverage

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Health & Dental Coverage Ontario

Health & Dental coverage is available to many Canadians on a group basis, usually through an employer-sponsored plan. Those who are not a member of a group plan may purchase the coverage through an individual Health & Dental plan. Our Plans are available for individuals, couples, Families, children and self-employed individuals. These plans are suitable for those who do not have any coverage through work, are self-employed or retired, require special needs coverage for themselves or for a family member, or just want to enhance their current coverage. Under a typical Health & Dental Plan the following benefits may be offered:
  • 80% of the cost of prescription Drugs subject to a maximum limit per year
  • 80% of the cost for Medical & Paramedical Services subject to a maximum limit per year
  • Vision Care (includes consultation with an optometrist)
  • Dental Care (Preventive Services, basic care, major care & orthodontics care)
  • 100% of the cost for Hospitalization subject to a maximum limit per day (Semi-Private or Private Room)
  • Travel Insurance (first 30 days of a trip with a max benefit of $5,000,000)
If you are self-employed or an entrepreneur in the Province of Ontario, your healthcare premiums may be tax-deductible. If you are a salaried employee, the premiums you pay are considered medical expenses therefore making you eligible for the Medical expense tax credit in Ontario.
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